Key Takeaways:
Ripple has officially unveiled Ripple Treasury, a unified platform for managing corporate fiat and crypto assets, powered by the newly acquired GTreasury.
The platform eliminates the need for pre-funded foreign accounts, offering CFOs 24/7 cross-border payments and AI-driven cash forecasting.
Leveraging XRP as a liquidity engine, the solution targets the $120 trillion corporate treasury sector, onboarding over 800 major clients like Subway and American Airlines.
Ripple, the leader in enterprise blockchain solutions, has officially launched Ripple Treasury, a comprehensive corporate treasury management platform designed to bridge the gap between traditional finance and the digital asset economy. This rollout is the direct result of Ripple’s strategic $1 billion acquisition of GTreasury in October 2025, a move that combined 40 years of treasury management expertise with best-in-class blockchain infrastructure.
Killing Pre-Funding with AI and Blockchain
The core value proposition of Ripple Treasury is the elimination of pre-funding. Traditionally, multinational corporations must park billions of dollars in dormant foreign bank accounts to ensure they can meet local payment obligations. Ripple Treasury dismantles this inefficiency.
By utilizing XRP and the newly launched RLUSD stablecoin as bridge assets, companies can deploy liquidity globally in seconds rather than days. The platform features AI-powered predictive analytics for cash forecasting, allowing treasurers to optimize their working capital with unprecedented precision.
The platform launches with an impressive existing user base. Over 800 corporations, including household names like Subway, American Airlines, and numerous Fortune 500 treasurers have been onboarded from GTreasury’s legacy client list, ensuring immediate enterprise-scale adoption.
Ripple has officially unveiled Ripple Treasury powered by GTreasury
From Payments to Full-Stack Operations
This launch represents the most significant strategic pivot for Ripple since its landmark legal victory against the SEC in 2023. It moves the company beyond simple cross-border payments (formerly ODL) and places it squarely in the center of the $120 trillion corporate treasury market.
Reece Merrick, Managing Director at Ripple, emphasized the paradigm shift: “The future of treasury has no friction and no boundaries. The era of pre-funding is dead. We are giving CFOs the ability to move value as easily as they send an email, with total visibility and control.”
XRP as the Enterprise Settlement Layer
For the XRP Ledger, Ripple Treasury acts as a massive utility catalyst. By embedding XRP as the backend liquidity engine for these corporate giants, the platform drives organic demand for the token unrelated to retail speculation. Ripple estimates that using this infrastructure can reduce foreign exchange (FX) costs by up to 70% compared to traditional correspondent banking rails.
While the RLUSD stablecoin provided the regulatory safety net, Ripple Treasury provided the operational vehicle. It transforms XRP from a speculative asset into a true enterprise settlement layer, capable of handling the high-volume, high-value flows of global commerce. As these 800+ corporations begin to optimize their liquidity on-chain, Ripple Treasury stands to reshape how the world’s largest companies manage their money.
Read Next: The Tech Behind XRP That Differentiates It From Other Altcoins