Key Takeaways:

Ripple Treasury launched the market’s first Treasury Management System (TMS) with native onchain capabilities, it will allow businesses to manage fiat and digital assets.
New functions will include Digital Asset Accounts for XRP and Ripple USD (RLUSD), they will provide valuation and automated audit trails.
The system will use 15 decimal precision to eliminate rounding errors, making sure that perfect reconciliation for corporate teams.

Ripple announced an upgrade to Ripple Treasury, introducing the first native onchain capabilities that is designed for enterprise CFOs. According to the Ripple announcement, this system will allow treasury teams to view, hold, and manage digital assets belonging to fiat currency without needing custody platforms or manual spreadsheets.

Introducing the first native onchain capabilities in an enterprise treasury management system – today @Ripple Treasury is adding Digital Asset Accounts and Unified Treasury to give CFOs the ability to view, hold, receive and manage fiat and digital liquidity in their existing…
— Ripple (@Ripple) April 1, 2026

Native OnChain and Traditional Systems
Digital assets are treated as outside data that must be imported. Ripple’s Digital Asset Accounts change this by building XRP and Ripple USD (RLUSD) into the treasury workflow. When a company receives a payment in RLUSD, the balance appears immediately alongside their USD or EUR cash accounts. The system will provide fiat valuations in real time, updating in seconds of every transaction. This single source of truth will allow treasury managers to understand their liquidity position at a glance.
Precision and Automated Audit Trails
One of the biggest headaches for CFOs moving into crypto is reconciliation,it is making sure the books match the transactions. Ripple addresses this with two key technical improvements:

15 Decimal Accuracy: By tracking balances to 15 decimal places, Ripple Treasury eliminates the tiny rounding errors that cause discrepancies in financial reporting.
Automated Recording: Every transaction logs the amount, the fiat value, and the market price at the moment of the trade. This will create a complete audit trail, making it easier for companies to pass regulatory and tax inspections.

Ripple introduced the first native onchain capabilities in an enterprise
Read Next: Ripple Launched a Universal Platform to Help Businesses Move Cash and Stablecoins 
Unified Treasury via ClearConnect
To simplify the experience, Ripple introduced Unified Treasury, powered by ClearConnect technology. This function will allow a CFO to connect multiple bank accounts and digital custodians into a dashboard. Instead of running systems for different asset classes, treasury teams can manage their global position at once. 
Read Next: Ripple Prime Partners with Hyperliquid, Unlock DeFi for Institutions